Glasgow broadband deals 2026: a complete postcode guide

1. Glasgow broadband coverage in 2026

Glasgow's broadband infrastructure ranks among the strongest UK markets outside London in 2026. Across the city's 350,656 premises, approximately 95 percent can access gigabit-capable broadband (which includes both FTTP full fibre and Virgin Media's DOCSIS 3.1 cable network). Approximately 94 percent of Glasgow premises can access ultrafast broadband (above 100 Mbps). This puts Glasgow ahead of UK averages on coverage and on level with Edinburgh as one of the strongest Scottish markets.

What this means in practice for Glasgow households in 2026:

• Most Glasgow addresses have at least three competing full-fibre options. Openreach FTTP coverage is comprehensive and rapidly expanding; Virgin Media plus Nexfibre covers approximately 61 percent of premises; CityFibre passes around 80 percent of Glasgow addresses (one of the highest CityFibre footprints of any UK city); Hyperoptic, YouFibre/Netomnia, and Lit Fibre add further altnet options.
• Glasgow has unusually high altnet competition for a UK city. Approximately 72 percent of Glasgow households have access to at least one altnet alongside Openreach. This three-way and four-way infrastructure competition translates to lower pricing than most UK cities at equivalent speed tiers.
• Coverage variation is by neighbourhood rather than borough. Western and central Glasgow has particularly strong CityFibre coverage; Maryhill, Springburn, and Dennistoun benefit from both FTTP and Virgin Media; Pollokshields, Govanhill, and Mount Florida have strong mainstream and altnet competition; Rutherglen and Cambuslang have good FTTP but fewer alternatives; Paisley town centre and Barrhead show more variable coverage.
• The remaining ~5 percent without gigabit coverage includes some older tenement flats with installation complexities, listed buildings in conservation areas particularly in the West End, and some rural-fringe properties. Most of these still have FTTC at 35-80 Mbps plus 4G/5G fixed wireless options.
• Glasgow's Hyperoptic social housing programme has delivered over 45,000 social housing connections across Glasgow, Edinburgh, Dundee, and Aberdeen combined, with notable Glasgow projects including the Maryhill Housing Association Glenavon Connectivity Project covering approximately 360 homes in three Glasgow multi-storey blocks. This is genuinely Glasgow-distinctive and supported by Scotland's Full Fibre Charter.

2. The four competing Glasgow network types explained

Glasgow has four distinct broadband network types in 2026, each with different providers, pricing, and neighbourhood coverage patterns. Understanding which networks reach your address is the first step in finding the right deal.

How to think about which network is right for you:

• For value at typical speeds (100-300 Mbps): Vodafone on CityFibre is typically the cheapest reliable Glasgow option in covered postcodes (often £20-£25 per month for superfast tiers). 4th Utility on CityFibre offers competitive pricing from £23 per month. Hyperoptic from £17.99 per month for 50 Mbps symmetric is competitive in MDU buildings near the city centre. NOW Broadband and Plusnet are typically the cheapest Openreach options.
• For premium speeds (1 Gbps+): Vodafone Pro II at up to 2.2 Gbps via CityFibre, Sky at 5000 Mbps via CityFibre at approximately £80 per month, Virgin Media Gig2 at 2 Gbps in covered Glasgow postcodes, YouFibre on Netomnia infrastructure at up to 7 Gbps where coverage exists, Lit Fibre symmetric speeds up to 2.5 Gbps.
• For brand recognition and bundling: BT, Sky, Vodafone, EE, and Virgin Media offer mature TV bundles and home security integrations that smaller altnets do not match.
• For social tariffs and lower household incomes: BT Home Essentials at approximately £15 per month, Hyperoptic Fair Fibre at approximately £15 per month rolling, and Virgin Media Essential Broadband all serve qualifying Glasgow households. All Glasgow social tariffs are exempt from mid-contract price rises.
• For Glasgow social housing tenants: Hyperoptic's social housing programme has delivered over 45,000 connections across Scottish cities including Glasgow's Maryhill area; if your social housing block is connected, this can be the most affordable reliable option.

3. CityFibre and providers using its Glasgow infrastructure

CityFibre is the wholesale full fibre network powering one of Glasgow's most distinctive broadband market features in 2026: extensive third-party network competition with Openreach. CityFibre itself does not sell direct to households; instead, retail providers including Vodafone, Sky, Zen, toob, Cuckoo, Giganet, and 4th Utility sell broadband packages on CityFibre's Glasgow infrastructure. CityFibre's Glasgow footprint covers approximately 80 percent of city addresses, making it one of the largest CityFibre rollouts of any UK city.

Major Glasgow providers reselling CityFibre infrastructure in 2026:

• Vodafone Pro broadband and Pro II: Vodafone's CityFibre packages typically cost £5-£10 per month less than equivalent Openreach FTTP packages, making Vodafone via CityFibre often the cheapest reliable Glasgow option in covered postcodes. Pro II reaches up to 2.2 Gbps with symmetric speeds in covered Glasgow areas including parts of the central and eastern postcodes.
• Sky Broadband on CityFibre: Sky's CityFibre packages reach speeds up to 5000 Mbps in covered Glasgow postcodes at approximately £80 per month for the top tier. This is genuinely fast residential broadband at competitive Glasgow-specific pricing.
• 4th Utility: Smaller ISP using CityFibre Glasgow infrastructure with rolling 30-day contracts available, prices from approximately £23 per month, symmetric speeds. Particularly suited to Glasgow students and short-tenancy households.
• Zen Internet on CityFibre: Zen retails over CityFibre in covered Glasgow postcodes with its no in-contract rises guarantee and free static IP.
• toob: Specialist altnet retail brand using CityFibre infrastructure in Glasgow, simple flat-rate pricing.
• Cuckoo: After absorption by Vodafone in 2024, continues to retail on CityFibre in covered Glasgow areas.
• Giganet: Specialist provider using CityFibre's Glasgow infrastructure, often with competitive pricing.

4. Openreach providers in Glasgow (BT, Sky, Vodafone, TalkTalk, EE, Plusnet)

Openreach (the BT Group network division, regulated separately from BT consumer) provides the underlying physical infrastructure for the largest share of Glasgow broadband connections that don't use CityFibre or Virgin Media. Openreach FTTP coverage in Glasgow is rapidly expanding toward the 25 million UK premises target by December 2026 of which a substantial share are in Scotland. Openreach FTTC (35-80 Mbps) coverage in Glasgow is essentially universal at nearly all city addresses.

What Openreach providers compete on in Glasgow:

• Brand recognition and bundling: BT, Sky, Vodafone, and EE all offer TV, mobile, and home security bundles that altnets typically do not match. Sky Stream, BT TV, and EE TV are strong Glasgow options for households that value content alongside connectivity.
• Customer service quality: Zen Internet on Openreach is consistently the highest-rated UK ISP in independent surveys. BT, EE, and Sky are mid-pack; Plusnet is budget-positioned with strong UK-based customer service; NOW Broadband is rolling-contract-focused; Onestream and Shell Energy are budget-focused on Openreach.
• Price tier positioning: NOW Broadband and Plusnet are typically the cheapest Openreach options in Glasgow. Vodafone often runs Openreach packages at competitive prices but its CityFibre alternatives are typically cheaper still in covered postcodes. BT and Sky are mid-priced with bundle benefits; EE is positioned slightly above mid-range; Zen is premium-positioned with no mid-contract price rises and free static IP.
• Mid-contract pricing transparency: Per the Ofcom 17 January 2025 rule, all Openreach-based providers in Glasgow show fixed pounds-and-pence price rises (typically £3-£4 per month annually). Sky and NOW Broadband let customers leave penalty-free within 31 days of any price rise notification; Zen Internet guarantees no in-contract rises at all. See our contract lengths guide.

Typical Glasgow 2026 Openreach FTTP pricing across providers:

5. Virgin Media and Nexfibre cable network in Glasgow

Virgin Media O2 operates its own cable network across approximately 61 percent of Glasgow premises. Coverage is concentrated in specific Glasgow neighbourhoods rather than evenly distributed across the city. The Nexfibre full fibre overlay extends Virgin Media network availability to additional Glasgow addresses not previously passed by cable. Virgin Media's Glasgow coverage is meaningfully lower than its UK average but still strong in the postcodes it reaches.

Where Virgin Media is particularly strong in Glasgow in 2026:

• North bank of the River Clyde: Most of the western section, around Woodside, Hamiltonhill, Hillhead, and most of the north-west.
• Dennistoun and surrounding suburbs: Strong cable coverage across the eastern central area.
• Garrowhill and Baillieston: Eastern Glasgow coverage extending toward outer suburbs.
• Many southern suburbs: Including Spittal, Burnside, and parts of the Southside.
• Selected central postcodes: Where Gig2 at 2 Gbps is now live in 2026.

What Virgin Media offers Glasgow households in 2026:

• M125 Fibre Broadband (132 Mbps) from approximately £27 per month: entry tier suitable for typical small-to-medium Glasgow households.
• M250 (264 Mbps) from approximately £30 per month: mid-tier suitable for multi-user families and gaming.
• M500 (528 Mbps) from approximately £35 per month: high-tier suitable for heavy use and multi-device homes.
• Gig1 (~1.1 Gbps) from approximately £42 per month: gigabit-class for power users, with average speeds reportedly around 1,130 Mbps.
• Gig2 (2 Gbps) in selected Glasgow postcodes from approximately £55-£65 per month: top-tier residential cable; symmetric upload optional in some areas.

Virgin Media's specific Glasgow advantages:

• Bundle options with Virgin TV, mobile via O2 (Volt benefits include double mobile data), and Virgin Media security products.
• Wi-Fi guarantee: Virgin Media's Hub 5 router with mesh extensions claims at least 30 Mbps in every room, with bill credit if the guarantee is missed. This is genuinely useful in Glasgow tenement flats with thick stone walls similar to Edinburgh's.
• Hub 5 plus mesh ecosystem handles large Glasgow houses well, including Victorian terraces in the West End and Southside.

The trade-offs:

• Mid-contract price rises typically £3.50/month annually in April; on 24-month contracts, this means two rises during the typical contract term.
• Asymmetric speeds on most cable packages: Gig1 is ~1.1 Gbps down / ~52 Mbps up. Gig2 with the symmetric upload add-on is the exception. For heavy upload users, CityFibre symmetric FTTP is meaningfully better.
• Customer service ratings are mid-pack in independent UK surveys; Virgin Media's customer service can sometimes be hard to reach.

6. Smaller Glasgow altnets: Hyperoptic, YouFibre, Lit Fibre, 4th Utility

Several smaller altnets serve specific Glasgow neighbourhoods and apartment buildings with their own fibre infrastructure or wholesale agreements. These typically have narrower coverage than CityFibre or the major networks but in covered areas can offer strong value, premium speeds, or specific community benefits.

Hyperoptic

Hyperoptic operates in Glasgow with a focus on multi-dwelling units (MDUs): apartment blocks, modern flats, new-build developments, and notable social housing projects. Hyperoptic's Glasgow coverage extends across approximately 50 percent of the city, concentrated in central areas, with particular strength in the city-centre apartment blocks. Hyperoptic's social housing programme is genuinely Glasgow-distinctive; the provider has delivered over 45,000 social housing connections across Glasgow, Edinburgh, Dundee, and Aberdeen combined, with the Maryhill Housing Association Glenavon Connectivity Project providing approximately 360 homes with full fibre across three Glasgow multi-storey blocks.

YouFibre on Netomnia infrastructure

YouFibre offers up to 7 Gbps residential broadband in covered Glasgow postcodes via its 8000 package, including a Wi-Fi 7 router at no extra cost, on the Netomnia infrastructure. YouFibre's Glasgow coverage is patchier than CityFibre or Hyperoptic but in covered areas the value at gigabit and beyond is meaningfully strong. YouFibre also explicitly guarantees no mid-contract price rises during the contract term, which is meaningful protection versus £3-£4 monthly rises typical at major UK ISPs.

Lit Fibre

Lit Fibre offers symmetric speeds up to 2.5 Gbps on its own Glasgow fibre network in selected developments and neighbourhoods. Coverage is concentrated rather than comprehensive; check at your specific postcode if relevant. Lit Fibre's symmetric speed proposition is similar to Hyperoptic and CityFibre-based providers.

4th Utility

4th Utility uses CityFibre's Glasgow infrastructure to offer rolling 30-day contracts from approximately £23 per month with symmetric speeds. Particularly suited to Glasgow students and short-tenancy households due to the contract flexibility. 4th Utility's monthly contract terms and competitive pricing make it a genuinely competitive option for Glasgow renters.

7. Glasgow 2026 broadband price comparison by tier

This table compares typical Glasgow 2026 monthly pricing for common speed tiers across the main networks. Prices are headline introductory rates including VAT for consumer packages; remember to factor in mid-contract price rises (typically £3-£4 per month annually for most major providers) when calculating total contract cost. See our contract lengths guide for the full 2026 price rise schedules.

8. Glasgow broadband by neighbourhood

The right Glasgow broadband choice varies meaningfully by neighbourhood because network availability and household needs differ across the city. This section provides practical recommendations by Glasgow neighbourhood type.

City Centre and Merchant City (G1, G2, G3 postcodes)

• Networks available: Excellent CityFibre coverage; Openreach FTTP and Virgin Media comprehensive; Hyperoptic in many central MDU blocks.
• Typical recommendation: Vodafone Pro on CityFibre at approximately £20-£25/mo for value; Sky 5000 Mbps via CityFibre for premium speeds; Hyperoptic 150 Mbps if your block is connected.
• Watch for: Older sandstone tenement flats with thick walls affecting Wi-Fi; conservation area restrictions on visible cabling in some blocks.

West End: Hyndland, Hillhead, Partick, Kelvinbridge (G11, G12)

• Networks available: Strong Virgin Media (Hillhead is a Virgin Media stronghold); Openreach FTTP good; CityFibre coverage strong; Hyperoptic in selected blocks.
• Typical recommendation: Virgin Media for cable network availability; Vodafone Pro on CityFibre where covered; Hyperoptic in University of Glasgow student-area MDUs.
• Watch for: Conservation area constraints in Hyndland and parts of Hillhead; significant student population means rolling-contract options often more practical.

Southside: Pollokshields, Govanhill, Mount Florida (G41, G42)

• Networks available: Strong mainstream and altnet competition; CityFibre coverage extensive; Virgin Media good.
• Typical recommendation: Vodafone on CityFibre for value; Virgin Media for cable bundles.
• Watch for: Pollokshields conservation area; mix of tenements and detached/semi-detached properties.

North Glasgow: Maryhill, Springburn, Dennistoun (G20, G21, G31)

• Networks available: FTTP plus Virgin Media cable widely available; CityFibre coverage strong; Hyperoptic social housing programme particularly notable in Maryhill (Glenavon project).
• Typical recommendation: Vodafone CityFibre for value; Virgin Media for cable; Hyperoptic for connected social housing or other MDU residents.
• Watch for: Mix of post-war housing, tenement blocks, and newer developments; coverage varies by specific street.

Western suburbs: Clydebank, Knightswood, Scotstoun (G13, G14)

• Networks available: Comprehensive full fibre coverage with multiple competing providers; strong altnet competition; Virgin Media strong.
• Typical recommendation: Multiple options at competitive pricing; Vodafone CityFibre, Virgin Media, BT or Sky on Openreach FTTP all viable.

Eastern suburbs: Shettleston, Baillieston (G32, G69)

• Networks available: Fewer altnet options; Openreach FTTP good; Virgin Media in Garrowhill and Baillieston.
• Typical recommendation: Vodafone, Plusnet, or NOW Broadband on Openreach for value; Virgin Media where cable coverage exists.

Outer Southside: Rutherglen, Cambuslang (G73, G72)

• Networks available: Good FTTP availability; fewer alternative providers than central Glasgow.
• Typical recommendation: Openreach providers (BT, Sky, Vodafone, Plusnet); Virgin Media in covered streets.

Outer Southside affluent: Giffnock, Newton Mearns (G46, G77)

• Networks available: Openreach FTTP increasing; Virgin Media in selected areas; fewer altnet options than central Glasgow.
• Typical recommendation: BT or Sky on Openreach FTTP; Virgin Media where cable coverage exists.

Paisley town centre and Barrhead

• Networks available: More variable coverage compared to Glasgow proper; Openreach FTTP rollout ongoing.
• Typical recommendation: Verify postcode carefully; coverage can change rapidly with rollout activity.

9. Glasgow tenements, sandstone properties, and conservation areas

Glasgow has a high share of red and blonde sandstone tenement flats, Victorian and Edwardian period properties, and conservation area buildings. This affects broadband installation in ways similar to Edinburgh's tenement landscape but with some Glasgow-specific patterns.

Glasgow-specific installation considerations in 2026:

• Glasgow tenements with thick stone walls: Glasgow's distinctive red and blonde sandstone tenement architecture features stone walls of substantial thickness. Wi-Fi signal does not penetrate well; mesh router systems are typically essential for full coverage across multiple rooms. Virgin Media's Hub 5 plus mesh, BT's Smart Hub 2 with Discs, and similar mesh options handle Glasgow tenements better than single-router setups.
• Common stair access for cabling: Glasgow tenement flats share common stairs (closes). Fibre cabling typically runs through the close to each flat. Some closes have existing Openreach FTTP infrastructure but no altnet wiring; check whether your specific close has the network you want.
• Conservation areas: Glasgow has multiple conservation areas particularly in the West End (Hyndland, parts of Hillhead and Partick), parts of the Southside (Pollokshields), and the city centre. Conservation area restrictions can affect visible external cabling work; usually less restrictive than listed building consent but still relevant. Check with Glasgow City Council planning if your block is in a conservation area.
• Listed buildings: Glasgow's listed buildings include many Charles Rennie Mackintosh-era properties and Victorian commercial buildings. Listed building consent may be required for visible external cabling; this can complicate altnet installation.
• Stair flats with multiple owners: Glasgow tenement ownership often involves shared common areas where decisions need multiple owner consent. For altnet installation requiring work in shared areas, this can mean longer approval processes than single-owner properties.
• New-build Glasgow developments: Most Glasgow new-builds since 2022 have FTTP from Openreach plus often a competing altnet wired in from construction. These typically have the easiest installation experience.

10. Glasgow social housing and the Hyperoptic programme

Glasgow has a notable broadband infrastructure feature largely unique among UK cities: a substantial Hyperoptic social housing programme delivering full fibre to thousands of social housing tenants. This is supported by Scotland's Full Fibre Charter, signed by Hyperoptic in April 2022 alongside Borderlink, Cloudnet, Lothian Broadband Group, Virgin Media O2, and earlier signatories Axione, CityFibre, and Openreach. The programme commits signatories to accelerating full fibre delivery to all of Scotland.

What Glasgow's social housing broadband programme means in 2026:

• Over 45,000 social housing connections delivered across Glasgow, Edinburgh, Dundee, and Aberdeen combined since the programme began.
• Maryhill Housing Association Glenavon Connectivity Project: Hyperoptic partnered with Maryhill Housing Association beginning in 2019 to provide approximately 360 homes with full fibre connections across three Glasgow multi-storey blocks.
• Free basic broadband subscription for all Glenavon residents through a discounted service package agreement, providing access to vital online services without standard subscription costs.
• Social tariff access waiving normal eligibility requirements for residents in covered Glasgow social housing blocks.
• Internet of Things (IoT) infrastructure enabled in some Glasgow blocks for monitoring CO2 levels, humidity, and fire door positions, supporting alternative heating solutions piloting and fuel poverty alleviation.
• Other Glasgow housing associations have followed similar partnerships in 2024-2026, expanding the connected social housing footprint.

11. Glasgow students and short-let households

Glasgow's significant student population (University of Glasgow, University of Strathclyde, Glasgow Caledonian University, Glasgow School of Art) plus the substantial private rental market mean many Glasgow households need broadband suited to short tenancies, summer-only occupancy, or flexible commitments rather than 24-month fixed contracts.

Best Glasgow broadband options for short-tenancy households in 2026:

• Three 5G home broadband: Approximately £16 per month for 150 Mbps with rolling 30-day contract. No engineer install, plug-and-play setup, can be moved between addresses. Strong fit for 9-month student tenancies.
• 4th Utility on CityFibre: Rolling 30-day contracts from approximately £23 per month with symmetric speeds via Glasgow's CityFibre infrastructure. Particularly strong for Glasgow renters in CityFibre-covered postcodes.
• NOW Broadband 12-month contract: Sky-owned brand with Openreach service. Glasgow availability is comprehensive; pricing is competitive at £24-£28 per month for typical speed tiers. Right-to-walk within 31 days of any price rise notification.
• Cuckoo (now Vodafone-owned): Rolling-contract Glasgow service on CityFibre and Openreach. Flexible terms suited to short tenancies.
• Hyperoptic Fair Fibre rolling: For Glasgow students receiving qualifying benefits, the social tariff at approximately £15 per month rolling is the cheapest reliable option in MDU buildings where Hyperoptic is connected.

What to avoid for Glasgow short-let households:

• 24-month contracts in 9-month student tenancies: Early termination charges typically exceed the savings from the lower monthly price.
• Annual upfront prepayments to smaller altnets: If you don't need to be at the address for the full 12 months, monthly billing protects against having to recover prepayments.
• Engineer-install services with long lead times: For Glasgow short tenancies, plug-and-play 5G home broadband or existing-line same-day activation is typically faster than waiting for engineer scheduling.

12. Switching Glasgow broadband in 2026

Switching Glasgow broadband providers in 2026 is straightforward thanks to One Touch Switch (OTS), the Ofcom-mandated process that launched on 12 September 2024. Glasgow customers contact only the new provider; the new provider handles cancellation of the old contract and coordinates the switch via the central TOTSCo Hub.

What Glasgow customers can expect during a switch in 2026:

• Same-network Openreach to Openreach (BT to Sky, TalkTalk to Vodafone, Plusnet to Zen): Typically 10 working days to activation; 1 to 2 hours of brief downtime during the handover window. No engineer visit needed for FTTC-to-FTTC or FTTP-to-FTTP transitions on the same line.
• Cross-network Glasgow switches (Openreach to Virgin Media, Openreach to CityFibre, Openreach to Hyperoptic): Typically 10 to 20 working days; engineer install required at the property; both lines often run in parallel during the install phase, so cutover-day downtime is often zero.
• CityFibre-to-CityFibre Glasgow switches (Vodafone to Sky on the same CityFibre line, or to 4th Utility on the same line): Typically faster than cross-network switches because the underlying network stays the same.
• Switching when in a Glasgow tenement with shared infrastructure: Hyperoptic and CityFibre buildings often have shared in-building fibre; switching between providers in the same wired building can be very fast.
• Ofcom automatic compensation for delayed switches: £6.24 per day for delayed activation; £6.24-£9.33 per day for total loss of service over 2 working days; £31.19 per missed engineer appointment.

Three Glasgow-specific switching considerations in 2026:

1. For Glasgow tenement flats and period properties, physical engineer access can require coordination with the building factor or other owners in the close. Schedule the engineer for a time when shared common areas are accessible.
2. For Glasgow listed buildings and conservation areas (West End, Southside, city centre), any visible external cabling work may require listed building consent or conservation area consultation; check with Glasgow City Council planning before assuming an altnet installation can proceed.
3. For Glasgow households with VoIP, smart home, or working-from-home setups, plan reconfiguration of any IP-allowlisted services for the new provider's static IP if applicable. See our switching without downtime guide for the full SME approach (also relevant for home offices).

13. Five questions to ask before choosing

1. Is my Glasgow address in CityFibre coverage? This is the single biggest factor in Glasgow broadband value. Approximately 80 percent of Glasgow addresses have CityFibre access, making Vodafone Pro on CityFibre at approximately £20-£25 per month the cheapest reliable option for most of the city. Always verify at exact postcode.
2. What networks are actually available at my exact Glasgow postcode and address? Run checks on Openreach (via BT, Sky, Vodafone, etc), Virgin Media, CityFibre-based providers (Vodafone, Sky, Zen, toob, Cuckoo, Giganet, 4th Utility), Hyperoptic, YouFibre, and Lit Fibre. Glasgow availability varies street by street; a single postcode check is not enough for altnets.
3. Do I live in a tenement, listed building, or conservation area? If yes, confirm wayleave or installation feasibility with the building factor or Glasgow City Council planning before ordering altnet service. This prevents the most common Glasgow installation delay.
4. What is the total contract cost including mid-contract price rises? Calculate this before signing. BT, Virgin Media, EE, Plusnet, and most major UK ISPs apply £3-£4 per month annual rises; YouFibre, Hyperoptic, and Zen Internet typically don't include in-contract rises. See our contract lengths guide.
5. Am I likely to move within 12-24 months? Glasgow's significant student and rental population means many households face this question. If yes, rolling 30-day contracts (Three 5G, 4th Utility, Cuckoo, Hyperoptic Fair Fibre) or 12-month contracts (NOW Broadband, some Vodafone packages) are genuinely worth the small monthly premium versus 24-month contracts.