Every provider, regulator and government page read on 24 September 2026 · Twelve providers have signed the telecare promise · Seven in ten eligible households have never heard of a social tariff · The eligibility lists disagree with each other

Broadband for pensioners: the telecare promise, the free battery back-up and the cheaper tariff are all real, and every one of them waits to be asked for

The short answer

Every protection a pensioner is entitled to at the switchover is opt-in, and a provider cannot give it to somebody it does not know about. Start with the one that matters most. Twelve providers have promised in writing that no telecare user will be migrated without a working alarm being confirmed, and the only way they can keep it is if somebody tells them the alarm is there. The Government, Ofcom, Openreach and the Telecare National Action Plan each publish the same instruction to the customer, in four different sets of words. Ofcom: “Tell your landline provider and your device supplier before your landline is changed to digital if you, or someone in your household, has a telecare alarm, health pendant, personal alarm or any other device that uses your phone line.” A free battery back-up works the same way: “If you depend on your landline, your provider must offer you, for free, a back-up solution such as a battery back-up unit for your home.” The money works the same way. Seven in ten eligible households have never heard of a social tariff, moving to one is free and can be done mid-contract, and the benefit that usually opens the door is itself unclaimed by up to 910,000 families. Ofcom: “70% of eligible households were unaware of social tariffs in October 2025, and take-up is low as a proportion of eligible households (less than 9%).” And the gate behind that gate is Pension Credit itself, where the Department for Work and Pensions publishes that “up to 910,000 families who were entitled to receive PC did not claim the benefit”, worth around £2,600 per year to each of them. The eligibility lists disagree with each other and nobody tells the customer. BT and EE write Pension Credit (Guarantee Credit). Virgin Media, Vodafone and Hyperoptic write Pension Credit and stop there. So it is worth asking more than one provider. None of this is a scandal and most of it is a genuine improvement. The old network was failing, the charter is a real commitment with real signatures on it, the regulator's rules have been in force for eight years, and a social tariff is a good product honestly priced. What is wrong is that all of it waits to be asked for. Make one phone call to your provider, and say two things: whether anybody in the house has an alarm or pendant of any kind, and that you want to know whether you qualify for a social tariff. Both are free, both take minutes, and neither happens on its own. Compare what is available at your address at broadbandswitch.uk/compare/.

First published Every provider, regulator and government page read on Guide reviewed By Reviewed by Dr Alex J. Martin-Smith How we rank deals

See what your address can actually get

One postcode, every provider we can switch you to, sorted by price with the lowest first. A social tariff is not always the cheapest thing available at an address, so it is worth seeing both before you decide.

TwelveProviders who signed the telecare promise in the PSTN Charter
2 millionPeople in the UK who use telecare, the promise's whole point
70%Of eligible households had never heard of a social tariff in October 2025
910,000Families entitled to Pension Credit who did not claim it
around £2,600 per yearWhat the Department publishes that each of them goes without
FreeWhat it costs to move to a social tariff, at any point in a contract

Want the call rather than the argument? Jump to what to say, word for word, or see every provider at your postcode.

The short version, and what it does not claim

Direct answer: Every protection a pensioner is entitled to at the switchover is opt-in, and a provider cannot give it to somebody it does not know about.

An older woman sitting in an armchair in her front room, smiling and talking on a cordless phone, with a notepad and pen beside her.
One call does the whole job. Tell them about any alarm in the house, and ask whether you qualify for a social tariff.

Most pages written for older broadband customers are about speed, and speed is the easy half. A pensioner household usually needs less of it than the market assumes, the answer barely changes from one year to the next, and getting it wrong costs a few pounds a month. The expensive half is everything else on this page, and it has a property that nothing published about it makes obvious.

Three protections apply to a pensioner household at the digital switchover. Each is real, each is published by the body that requires it, and each of them is switched on by the customer rather than by the company. A telecare alarm is protected by a written promise from twelve providers, on condition that somebody confirms the alarm works. A battery back-up unit is free to anybody who depends on their landline, on condition that the provider knows they depend on it. A social tariff is available at any time and free of charge, on condition that the household asks whether it qualifies.

Diagram showing three broadband protections for pensioners, each with the action needed to get it: telling the provider about a telecare alarm, asking for a free battery back-up, and asking whether a social tariff applies.
Three protections. All real. None of them starts until somebody asks.Scroll the diagram sideways to read it, or tap it to open it full size.

The first one is the one that matters most, because the thing at stake is not money. Twelve providers have promised in writing that no telecare user will be migrated without a working alarm being confirmed, and the only way they can keep it is if somebody tells them the alarm is there. That is not a loophole. A company cannot check an alarm it has never heard of, and the information about who wears a pendant in which kitchen exists only inside the house. Which is why four separate official bodies publish the instruction to the customer rather than to the industry, and why this page is built around a phone call.

The money works the same way. Seven in ten eligible households have never heard of a social tariff, moving to one is free and can be done mid-contract, and the benefit that usually opens the door is itself unclaimed by up to 910,000 families. The numbers behind that sentence are worth putting side by side before anything else. Two years on a social tariff rather than a standard package saves £347.76 on BT's own published prices. Two years of the Pension Credit that usually opens the door to it is £5,200. The tariff is worth having. The benefit is worth roughly fifteen times as much, and it is the same phone call that starts the conversation.

What this page does not claim is that anybody is being cheated. None of this is a scandal and most of it is a genuine improvement. The old network was failing, the charter is a real commitment with real signatures on it, the regulator's rules have been in force for eight years, and a social tariff is a good product honestly priced. What is wrong is that all of it waits to be asked for. The criticism here is narrow and it is about defaults: a protection that has to be requested reaches the households that know to request it, and the households least likely to know are the ones it was written for.

This is the eighth guide in this series. The others answer the questions next to this one: what a full house actually needs, why a contract outlives a tenancy, which technology to buy, whose network you are on, what a video call really needs, what decides your ping and where the streaming ceiling is.

The alarm your provider has not been told about

Direct answer: Twelve providers have signed a promise about telecare. The promise has a condition in the middle of it, and the condition is you.

An older man watering herbs on a kitchen windowsill, wearing a white pendant alarm on a cord around his neck.
If anybody in the house wears one of these, the provider needs to be told before the line is switched.

The Public Switched Telephone Network Charter was updated on 22 January 2026 and twelve companies have put their names to it: Ogi, BT, Virgin Media O2, Sky, TalkTalk Consumer, Vodafone, KCOM, Zen Internet, Broadband for the Rural North, Immervox, Digital Space and Utility Warehouse. Its telecare commitment reads as follows.

“No telecare users will be migrated to digital landline services without us, the customer, or the telecare company confirming that they have a compatible and functioning telecare solution in place.”

Public Switched Telephone Network Charter, updated 22 January 2026

Read that sentence twice, because the second half of it is doing all the work. The promise is not that telecare users will be identified. It is that no telecare user will be moved until the provider, the customer or the telecare company has confirmed a working solution is in place. Two of those three parties can only confirm something they already know about. If nobody has ever told the provider that there is a pendant in the house, the household is, on the company's records, not a telecare household at all.

The scale of that gap is the reason the charter exists. The Telecare National Action Plan puts it at “An estimated 2 million people in the UK currently use telecare services”, and records the technical problem underneath it, which is that “devices designed to operate on analogue landlines have a higher rate of failure when they are connected to digital telephone landlines”. So this is not a theoretical risk about a device that might behave oddly. It is a known failure mode with a known population attached to it.

Diagram of the Public Switched Telephone Network Charter telecare commitment, its twelve signatories, and quotations from the Government, Ofcom, Openreach and the Telecare National Action Plan all telling the customer to call their provider.
Twelve companies signed the same promise, and four official pages tell you the same thing: make the call.Scroll the diagram sideways to read it, or tap it to open it full size.

What makes the pattern unmistakable is that four different official bodies, writing separately and for different reasons, all give the same instruction, and all of them give it to the household rather than to the company.

Four official pages, one instruction

The Government: “If you identify as vulnerable or have other devices connected to your telephone line such as alarm systems or telecare devices, you need to call your communication provider listed on your bill.” Ofcom: “Tell your landline provider and your device supplier before your landline is changed to digital if you, or someone in your household, has a telecare alarm, health pendant, personal alarm or any other device that uses your phone line.” Openreach: “Call your service provider as soon as possible. They'll explain what needs to happen, help you choose the right digital option and support you through the switch.” And the Telecare National Action Plan urges telecare users and their support networks “Telecare users and their support networks are urged to inform their communication provider if they have a telecare device in their home”.

There is a second commitment in the same charter that says more about the state of the records than any statistic could. Its signatories have undertaken this: “We will conduct additional checks on customers who have already been non-voluntarily migrated to ensure they do not have telecare devices we were unaware of, and if they do, ensure suitable support is provided.” That is a promise to go back through customers who were already moved and look for devices nobody knew were there. A company does not write that sentence unless it knows the first pass missed people.

And there is a third, which is the strongest line in the document: “We will not undertake any non-voluntary migrations to digital landlines, until we have full confidence that we are taking all possible steps to protect vulnerable people through the migration process.” A non-voluntary migration is one the household did not ask for, and the signatories have agreed to stop doing them until they are confident about the protections. All three commitments point the same way. The industry has accepted that the risk is real. What it cannot do is find the devices on its own.

What counts as telecare

More than most people assume. A pendant or wrist alarm with a base unit. A fall detector. A care-line box supplied by a council or a housing association. A bogus-caller button. A medication dispenser that phones out. A smoke or flood alarm wired to a monitoring centre. Some medical monitors supplied by a clinic. If any device in the house dials out on its own, it belongs on the call, even if nobody is certain it uses the phone line.

If the alarm came from a council or a housing association, ring them too, because they hold the contract with the monitoring centre and will know whether the unit is a digital model. Our guide to broadband for a full house covers the household side of the same conversation, and the postcode comparison shows which providers can actually reach the address.

What actually changes, and what it takes away

Direct answer: The phone moves from the wall socket to the router. Almost everything about that is an improvement, except one thing.

The old telephone network is being retired. Ofcom writes the date as a company's plan rather than as a law: “BT plans to retire its old landline network by 31 January 2027.” Openreach words it more firmly: “By 31 January 2027, all traditional phone lines will be going digital.” Both are worth knowing, because the difference between them explains why some households have been moved already and others have heard nothing. Most of the country is through it: “Over two thirds of UK landlines have already been upgraded to VoIP.”

It is also worth knowing why it is happening, because the reason is usually left out and it changes how the whole thing reads. Openreach publishes the state of the old network: “2024 saw a 45% increase in the number of PSTN incidents reported. In 2024/25 there were over 2,600 major incidents on the PSTN.” That is a network failing more often each year. The switchover is a repair, not a sales exercise.

Diagram contrasting the old copper landline, which carried its own power from the exchange, with a digital line that runs on household electricity, and the free battery back-up available to anyone who says they depend on the phone.
Most of the switchover is an improvement. One part of it is not, and the remedy for that part is free.Scroll the diagram sideways to read it, or tap it to open it full size.

For most households the practical change is small and mostly good. Call quality improves. The handset plugs into the back of the router instead of into the socket on the skirting board. Numbers are kept. Most existing corded and cordless phones work unchanged. The bill does not rise because of the switch itself.

One thing genuinely goes, and the Government publishes it plainly: “Digital landlines cannot carry a power connection, which means handsets and routers must be powered from your home power supply, and they will not function in a power cut unless you have a backup power system.” The old copper pair carried its own power from the exchange, which is why a corded telephone worked when the lights were out. A digital line cannot do that, because the router in the hall needs mains electricity like everything else.

A cordless landline handset in its charging cradle plugged into a white broadband router on a wooden sideboard, beside reading glasses and a small stack of post.
After the switchover the phone plugs into the router, and the router runs on your electricity.

That matters more in some houses than in others. A household with several mobiles and good signal has a fallback and barely notices. A household where the landline is the only phone, or where a pendant alarm dials out through it, has lost the one thing that used to work regardless. The remedy for that is free and it is the next section.

The other thing to check is what else is plugged into the line, because it is rarely just the telephone. Openreach publishes the list: “Devices connected to your phone line may be affected. This can include alarms, CCTV, payment terminals, telecare devices, health monitoring equipment, door entry systems and lift phones.” In a pensioner household the ones that come up most often are a personal alarm, a door entry system in a block of flats, and a monitored smoke alarm. A lift phone matters to anybody in a building with one, and it is usually the freeholder's responsibility rather than any individual leaseholder's.

If the line has already been switched

Make the call anyway. The charter's fifth commitment exists precisely for households that were moved before anybody asked the question, and its signatories have agreed to check them. A provider cannot run that check on a household it still has no telecare record for, so a call after the event is worth exactly as much as a call before it.

Our guide to full fibre, FTTC, cable, 4G and 5G explains what is actually arriving at the house, and how to tell which network your provider uses covers who owns the line behind the brand on the bill.

If the line has already been switched

Direct answer: A household moved before anybody asked about an alarm is exactly who the charter's fifth commitment was written for.

Plenty of households are reading this after the event rather than before it. Over two thirds of UK landlines have already moved, most of them without incident, and a good number of them without anybody ever being asked what was plugged into the socket. That is not a reason to leave it alone. It is the situation the industry has explicitly promised to go back and fix.

The charter's fifth commitment is the one to quote: “We will conduct additional checks on customers who have already been non-voluntarily migrated to ensure they do not have telecare devices we were unaware of, and if they do, ensure suitable support is provided.” A non-voluntary migration is one the household did not request, and the signatories have agreed both to check those customers and, in the meantime, to stop making more of them: “We will not undertake any non-voluntary migrations to digital landlines, until we have full confidence that we are taking all possible steps to protect vulnerable people through the migration process.” A company that has signed both sentences cannot reasonably tell a customer that the question is closed because the line has already changed.

Four things to test this week

Ask the alarm's monitoring centre to run a test call and confirm it registered. Lift the handset and listen for a dial tone, then ring a mobile from it. Check whether the phone is plugged into the router or still into the wall socket, because a handset left in the old socket is the commonest cause of a line that seems dead. And ring the provider to have the telecare record added, whether or not the line already works, because the record is what protects the household at the next change rather than at the last one.

A working alarm today is not proof that everything is fine. The Telecare National Action Plan's finding is about reliability rather than about a device refusing outright: “devices designed to operate on analogue landlines have a higher rate of failure when they are connected to digital telephone landlines”. A higher rate of failure means a device that answers a test call in September can still fail in February, which is why the monitoring centre's own test matters more than a one-off check at home.

Flats and sheltered housing deserve their own paragraph, because the affected equipment is often not in the household at all. Openreach's list is broader than the telephone: “Devices connected to your phone line may be affected. This can include alarms, CCTV, payment terminals, telecare devices, health monitoring equipment, door entry systems and lift phones.” In a block, the door entry panel, the lift phone and sometimes a communal alarm all sit on lines that belong to the freeholder or the managing agent rather than to any individual leaseholder. Nobody living in the building is billed for them, and nobody living in the building is told when they change.

So the call for a flat has a second leg to it. Ask the managing agent or the housing provider, in writing, what has been done about the door entry system and the lift phone, and keep the reply. It is a reasonable question, the answer costs them nothing, and a building where nobody has asked is a building where the answer is usually that nobody has looked.

One more group is worth naming: households where the person who understood the paperwork has died, and the bill is still arriving in their name. That is a difficult call to make and it is worth making anyway, because it sits across three separate problems on this page. The account is not in the name of the person receiving the benefit, so a social tariff will be refused. The nominated contact on the account is somebody who can no longer be reached. And the telecare record, if there ever was one, is attached to the wrong person. All three are repaired on the same phone call, and the provider will have a bereavement team whose entire job is that conversation.

None of this requires a complaint or an argument. Every commitment quoted here was published voluntarily by the companies themselves, and the staff answering the phone can look all of it up. The only thing that does not happen by itself is somebody dialling the number.

The free back-up you have to ask for

Direct answer: Ofcom requires your provider to offer a battery back-up, free, to anybody who depends on the landline. It is offered to people the provider knows about.

This is the regulator's answer to the power cut problem, and it is a requirement rather than a courtesy: “If you depend on your landline, your provider must offer you, for free, a back-up solution such as a battery back-up unit for your home.” The words to hold on to are for free. There is no charge for the unit, no charge for fitting it, and no charge on the bill afterwards.

The charter signatories have committed to better than the regulator's floor: “Where battery back-up solutions are provided, we will work to provide solutions that go beyond the Ofcom minimum of 1 hour of continued, uninterrupted access to emergency services in the event of a power outage.” One hour is Ofcom's minimum for continued access to the emergency services, and the twelve companies have agreed to work past it. What any individual provider actually supplies varies, so the question on the call is worth asking directly: how long does your back-up unit last, and does it cover the alarm as well as the phone?

Who counts as depending on the landline

Anybody for whom the phone going dead is a safety problem rather than an inconvenience. A household with no mobile. A household where the mobile signal is poor, which is most of rural Britain and a good deal of urban Britain indoors. A household with a telecare alarm. A household where somebody could not get out to call for help. You do not have to prove any of it, and a provider that asks is entitled to record what you tell it rather than to test it.

Two practical points that the published guidance does not make. A back-up unit keeps the router alive, so it keeps the broadband alive too, which means an alarm that dials out over the internet keeps working as well. And the unit needs somewhere to live near the router with a socket of its own, so it is worth looking at where the router sits before the engineer arrives.

If the household has a mobile as well, keep it charged and keep the number written down somewhere a visitor could find it. That is not a substitute for the back-up unit, and it is not what the regulator asks for, but a power cut is exactly the moment when nobody can remember where the charger is.

The register, and what counts as vulnerable

Direct answer: Being recorded as a vulnerable customer is what makes a provider treat your line differently. It is a sentence on a phone call.

Ofcom's rules here are not new and they are not guidance. They are General Conditions C5.1-5.5, which came into force in October 2018, and have bound every provider in the UK ever since. What they require is that a provider identifies customers who may need extra help and then actually gives it: checking before it changes a service, handling faults differently, and making sure a household is not left without a way to call for help.

The word vulnerable puts people off, and the regulator's own definition is much broader than the everyday sense of it. Ofcom lists “physical or mental health problems, specific characteristics such as age or literacy skills, or changes in personal circumstances such as bereavement, job loss or changes in household income”, and adds a sentence that is worth quoting to anybody who says the register is not meant for them: “Anybody can face circumstances that lead to them becoming vulnerable - temporarily or permanently.”

What being on the register actually changes

The provider checks with you before it migrates your line rather than after. The free battery back-up is offered rather than waiting to be requested. A fault on your line is prioritised differently from a fault on anybody else's. Correspondence can be sent in large print or braille, and a nominated relative can be authorised to speak on the account. None of it costs anything, none of it is recorded anywhere outside the provider, and none of it changes your price.

It is worth adding a nominated contact at the same time, because it solves a problem that turns up constantly in pensioner households: an adult child who is trying to sort out a fault and is told, correctly, that the company cannot discuss the account with them. Authorising a relative takes a minute on the same call and saves hours later.

One thing to avoid while doing it. Do not move the account into a relative's name to make life simpler, because of a rule in the next section: the person receiving the benefit has to be the main person on the contract for a social tariff. An account quietly transferred to a son or daughter is one of the few ways to lose an entitlement that was otherwise sitting there.

The cheaper tariff, and what it is worth

Direct answer: A social tariff is the same broadband at a lower price. Seven in ten eligible households have never heard of one.

A retired couple sitting at a kitchen table with a letter, an open notebook and two mugs of tea, talking to each other.
Worth ten minutes at the kitchen table: which benefits the household receives, and whose name the bill is in.

Ofcom's finding is the one number that explains why this section exists: “70% of eligible households were unaware of social tariffs in October 2025, and take-up is low as a proportion of eligible households (less than 9%).” Almost nine in ten eligible households are not on a tariff that is sitting there waiting for them, and the largest single reason is that nobody has told them it exists.

The market has changed sharply while that was happening. Ofcom: “Broadband social tariff options had grown from just three in 2020 to more than 30 by December 2025.” and “Current prices range from £10 to £24.” In June it counted the take-up directly: “In June 2025, 532,000 customers were using a fixed or mobile broadband social tariff, an annual increase of 26,000 (5%).” Half a million households, against a pool of eligible households many times larger.

The clearest worked example for a pensioner household is BT's, because BT publishes both halves of it. The price: “Home Essentials Fibre broadband plans start from £16.50 with no set-up fees.” And the part that most comparisons miss, from BT's own terms: “The monthly price of the Home Essentials package will not increase from March every year by a monetary amount.” Every other BT package rises each March by a set amount. The social tariff does not, which means the gap between the two widens over a contract rather than staying still.

What that is worth over a contract

Twenty four months of BT's cheapest standard package, with the two annual rises that land during it, comes to £743.76. Twenty four months of Home Essentials comes to £396. The difference is £347.76. That arithmetic is ours, from BT's published prices and BT's published terms, and it assumes the household stays eligible throughout.

Two other tariffs are worth knowing by name. Virgin Media's Essential Broadband is £12.50 a month on a rolling 30-day contract, and its eligibility check needs no paperwork at all, only permission: “With your consent, we'll check your details with the Department of Work and Pensions, and confirm whether you qualify”. Hyperoptic's Fair Fibre Plan is £13 a month and no commitment, just 30 days' notice, which buys rather more speed than the other two for a couple of pounds more.

The part that stops people asking is a fear of being trapped, and it is misplaced in both directions. Ofcom on getting in: “If your provider offers a social tariff, you can switch to it at any time, free of charge.” And on getting out: “It costs nothing to leave. You won't pay a fee to leave the tariff before the end of your contract.” No exit fee to join, no exit fee to leave, and no waiting for a contract to end first.

Not every provider offers one. TalkTalk and Plusnet publish no social tariff, and neither appears in Ofcom's list of providers that offer one. For a household with either of those, Ofcom's position is weaker but still useful: “If your provider doesn't offer a social tariff, you can switch to one that does. Your provider might let you leave your current contract without paying a penalty fee.” Might let you is doing a great deal of work in that sentence, so the honest advice for a TalkTalk or Plusnet customer is to ask what leaving would cost before assuming it is free.

And one absence belongs here rather than in a footnote. Sky's social tariff page could not be read: its body is generated in the browser and returned nothing on three attempts, so nothing from it is quoted, counted or inferred here. Sky signed the telecare charter and appears in Ofcom's own list of providers offering a social tariff, so the product exists; this page simply will not put a price or a condition on it that it could not read.

One condition that catches pensioner households in particular

Ofcom: “The person receiving the benefit needs to be the main person on the contract.” If the broadband is still in a late spouse's name, or was moved into an adult child's name to make the billing easier, the household can be refused a tariff it plainly qualifies for. Changing the name on an account is free and takes one call, and it is worth doing before the eligibility check rather than after it.

Keep one date in mind once you are on it. BT publishes that “we'll run another eligibility check on your plan's 12 month anniversary”, and other providers do something similar. If circumstances change and the household stops qualifying, the account moves to the standard package and the annual rise starts applying again, so a re-check letter is worth opening rather than filing.

Where the eligibility lists disagree

Direct answer: The eligibility lists disagree with each other and nobody tells the customer. BT and EE write Pension Credit (Guarantee Credit). Virgin Media, Vodafone and Hyperoptic write Pension Credit and stop there.

Comparison of how UK broadband providers word Pension Credit on their social tariff eligibility lists, with BT and EE restricting it to Guarantee Credit and Virgin Media, Vodafone and Hyperoptic publishing no restriction.
The same pensioner, the same benefit, two different answers. It is worth asking more than one provider.Scroll the diagram sideways to read it, or tap it to open it full size.

This is the finding on this page that is least likely to be written anywhere else, and it decides real cases. BT's published eligibility list reads “Universal Credit (all claimants), Pension Credit (Guarantee Credit), Employment and Support Allowance, Jobseeker's Allowance, Income Support”, and Virgin Media's reads “Universal Credit, Pension Credit, Income Support, Income-based Jobseeker's Allowance or Income-based Employment Support Allowance”. The second item on each is the same benefit, and only one of the two has a bracket after it.

Pension Credit has two parts, and the Government publishes why that bracket matters: “You might still get some Savings Credit even if you do not get the Guarantee Credit part of Pension Credit.” So there is a real population of households on Savings Credit alone. On BT's and EE's published wording they do not qualify. On Virgin Media's, Vodafone's and Hyperoptic's wording they do, because those three write the benefit unqualified and stop there.

What to do with that

If a provider has turned the household down, ask a second one before accepting the answer, and say which part of Pension Credit you receive when you ask. A refusal from one company is a statement about that company's eligibility list, not about the household.

There is also a route that needs no Pension Credit at all, and it is the most useful line in this whole research for a pensioner household. Hyperoptic publishes a second eligibility list, which includes “Attendance Allowance, Care Leavers' Support, Housing Benefit, Personal Independence Payment”. Attendance Allowance is a pension-age benefit and it is not means-tested, so a household with savings and an occupational pension, which would fail every income test on the first list, can qualify through the second one.

Nobody advertises that. It appears on a provider's own page, below the list everybody reads, and it is the difference between a social tariff being a benefits product and a social tariff being available to a much wider group of older households. If anybody in the house receives Attendance Allowance, or Personal Independence Payment, it is worth asking on that basis specifically.

The honest caveat is that eligibility lists change without notice and none of the pages quoted here carries a date of its own. Every one of them was read on 24 September 2026. The pattern, that the lists disagree and that a refusal is worth a second opinion, is more durable than any individual line on them.

The gate behind the gate

Direct answer: Pension Credit opens the door to almost every social tariff. Up to 910,000 families entitled to it are not claiming it.

Everything in the section above assumes the household already receives the benefit. For a large number of households that assumption is wrong, and the reason is the same one as everywhere else on this page: the benefit is claimed rather than awarded.

The Government describes it simply: “Pension Credit gives you extra money to help with your living costs if you're over State Pension age and on a low income.” The Department for Work and Pensions publishes the take-up rate alongside it, which is that “62% of those entitled to Pension Credit claimed the benefit in FYE 2024”. That leaves, in the Department's own words, “up to 910,000 families who were entitled to receive PC did not claim the benefit”, and “up to £2.5 billion of available PC went unclaimed” in total.

Per household the Department puts the average at around £2,600 per year. Over the two years of a typical broadband contract that is £5,200, set against the £347.76 the tariff itself saves over the same period. The broadband saving is worth having. It is not the reason to make the claim.

Bar chart comparing a 347 pound 76 broadband saving over two years with 5,200 pounds of unclaimed Pension Credit over the same period, and 5,547 pounds 76 for both together.
The broadband saving is real. The benefit that usually unlocks it is fifteen times larger.Scroll the diagram sideways to read it, or tap it to open it full size.

A Pension Credit award also tends to carry other things with it, which is why the gap between around £2,600 per year and what a household actually gains is usually wider than the headline. It is the qualifying benefit for a range of other support, and it is the benefit most social tariffs key off. One claim, several consequences.

Worth checking even if you are sure

The commonest reasons people give for not claiming are that they assume savings disqualify them, that they assume owning the house disqualifies them, or that they tried years ago and were refused. None of those is a reliable answer today, because the thresholds and the rules have moved. A claim is free to make and the Government publishes a calculator for it.

This is a broadband comparison site rather than a benefits adviser, so the boundary here is deliberate: this page can tell you that the benefit exists, that most social tariffs key off it, what the Department publishes about how many people miss it, and that it is worth checking. What it cannot do is tell you whether any particular household qualifies. For that, the Government's own Pension Credit calculator and a local Citizens Advice are the right places, and both are free.

What not asking costs over two years

Direct answer: Two figures, both from published sources, and one of them is fifteen times the other.

Putting the whole page into one sum is the clearest way to see the shape of it. Take a household entitled to both a social tariff and Pension Credit, and claiming neither, and follow it for the two years of an ordinary broadband contract.

What a pensioner household entitled to both goes without over 24 months
What goes unclaimedOver 24 monthsWhere the figure comes from
Standard broadband, BT's cheapest package£743.76BT's published price with its two annual rises applied
The same two years on Home Essentials£396BT's published social tariff price, exempt from the rise
The broadband saving£347.76The difference between the two rows above
Unclaimed Pension Credit£5,200Two years at the Department's published average of around £2,600 per year
Both together£5,547.76The sum of the two unclaimed entitlements

Three cautions belong with that table and none of them changes the conclusion. The broadband rows assume the household stays eligible for the full two years and that BT's published rises land as published. The Pension Credit row is an average across every entitled family rather than a figure for any particular one, so a real household could be well above it or well below. And a household on a social tariff and claiming Pension Credit would not receive £5,547.76 in cash; it is what an entitled household that asks for neither goes without.

What the table does show reliably is the ranking. If a pensioner household is going to make one enquiry this year, the benefit is the one to make it about, and the broadband saving arrives behind it as a consequence rather than as the prize.

It is also worth saying what is not in the table, because it is the part of this page that has no price on it. A telecare alarm that keeps working through the switchover, and a phone that still reaches an ambulance in a power cut, are not worth £347.76 or £5,200. They are the reason the phone call is worth making even for a household that qualifies for nothing at all.

The call itself, word for word

Direct answer: Make one phone call to your provider, and say two things: whether anybody in the house has an alarm or pendant of any kind, and that you want to know whether you qualify for a social tariff. Both are free, both take minutes, and neither happens on its own.

An older woman and her adult daughter sitting together at a kitchen table with a broadband bill and an open laptop, both smiling.
A social tariff is a switch like any other. There is no penalty for leaving one, and no penalty for asking.

Everything above reduces to one conversation with the company named on the bill. It is free, it takes about five minutes, and the number is on the bill or on the provider's contact page. What follows is what to say, in the order that works.

What to say

“I want to record that there is a personal alarm in this house, before anything changes on the line.” Then: “Do we depend on the landline? Yes, so I would like the free battery back-up Ofcom requires you to offer.” Then: “Please check whether we qualify for your social tariff. We receive the following benefits.” Then: “Please add a note that this is a vulnerable customer account, and authorise my daughter to speak about it.” Finally: “Can I have the reference number for this call?”

Write the reference number on the back of the most recent bill and keep it. It is the only evidence that the conversation happened, and the one thing that turns a disputed switchover into a two-minute call rather than a complaint.

Four things to ask for on one call, and what each is worth
Ask forWho requires itWhat it costsWhat it is worth
A telecare record on the accountTwelve providers, in the PSTN CharterNothingA working alarm through the switchover
A battery back-up unitOfcom, under its vulnerability rulesNothingA phone that still works in a power cut
A social tariff eligibility checkOfcom publishes the right to switch to oneNothing£347.76 over 24 months, on BT's figures
A vulnerable customer note and a nominated contactOfcom, under General Conditions C5.1-5.5, which came into force in October 2018NothingChecks before changes, and a relative who can help

Two things to have to hand before dialling. The account number, which is on the bill. And the names of the benefits the household receives, exactly as they appear on the award letters, because Pension Credit (Guarantee Credit) and Pension Credit are treated as different answers by different companies and a rough answer can get a household turned down for something it qualifies for.

If the person on the other end has not heard of the telecare commitment, ask to be put through to somebody who has, and say the words Public Switched Telephone Network Charter. It is a published document with the company's own name on it, and every signatory's staff can look it up.

And if the call does not go well, the complaint route is published. Raise it with the provider first, ask for it to be logged as a formal complaint, and if it is not resolved the provider must tell you which alternative dispute resolution scheme it belongs to and how to take it there. That is a regulatory requirement rather than a favour.

What the line actually has to do

Direct answer: A two-person household that watches television and makes video calls is served by well under a hundred megabits. The speed is rarely the problem.

This is the shortest section on the page, and it is short on purpose. A pensioner household is usually one or two people, and the demand on a broadband line comes from the number of things using it at once rather than from anybody's age. The published figures make that concrete.

Take the heaviest ordinary use, which is streaming. Netflix publishes “15 Mbps or higher” for its highest quality, and “3 Mbps or higher” for standard high definition. Sky states “Minimum speed: 25Mbps” for ultra-high definition. YouTube publishes 20 Mbps for the same thing. Two televisions running at once, on the highest published figure of the three, come to well under a hundred.

Video calls need less again, and they need something different. Webex publishes “3.0 Mbps to send and 2.5 Mbps to receive” for a high-definition call. Not one of the four numbers the vendors publish for what ruins a call is a speed. They are jitter, packet loss, round trip time and, in Cisco's case, whether you are on Wi-Fi. What actually ruins a call to a grandchild is a wireless signal that does not reach the back bedroom, or a router hidden in a cupboard, neither of which a faster package repairs.

The number worth checking instead

Upload, which is the figure that decides whether a video call looks steady at the other end. The UK median is 18.4 Mbit/s, and on the old copper-based packages it stops climbing long before download does. It is also the number package pages are most likely to leave out. TalkTalk's package page publishes no upload figure for any of its packages, beside the device counts it does publish.

Which is why the honest advice for most pensioner households is to buy the cheapest package that comfortably covers the televisions in the house, and to spend the difference on nothing at all. A social tariff at fifteen megabits is thin for two televisions in ultra-high definition at once; a social tariff at a hundred and fifty, which Hyperoptic publishes at £13 a month and no commitment, just 30 days' notice, is more than most of these households will ever use.

Two things are worth more than speed in a house like this. A router positioned in the open, near the middle of the home rather than behind a television in the front room. And, if the signal will not reach, a mesh unit or a pair of powerline adapters, which cost less than a year of the difference between two packages.

Our guide to broadband for streaming sets out what the services themselves publish, broadband for home working covers what a video call really needs, and minimum guaranteed download speed explains the figure a provider is actually committing to.

Which route fits your household

Direct answer: Three routes, and which one applies is decided by which benefit the household receives rather than by what it wants.

The sections above set out the entitlements. This one puts them in order for a particular household, because the right answer differs sharply depending on one piece of information that only the household has.

You receive Pension Credit Guarantee Credit

Every social tariff on the market is open to you, because this is the part of the benefit that appears on every published eligibility list including the restrictive ones. Ask your own provider first, because staying put is the least work, then compare against the cheapest tariff available at the address.

Worth about £347.76 over 24 months against BT's cheapest standard package.

You receive Savings Credit only

Start with the providers that publish Pension Credit unqualified, because the ones that write Guarantee Credit in brackets may turn you down on the wording alone. If a provider refuses, say which part of the benefit you receive and ask a second company rather than accepting the first answer.

The Government: “You might still get some Savings Credit even if you do not get the Guarantee Credit part of Pension Credit.”

You receive Attendance Allowance and no Pension Credit

Check Hyperoptic's second eligibility list first, because Attendance Allowance is a pension-age benefit and is not means-tested, so savings and an occupational pension do not rule it out. This is the route almost nobody knows about, and it is the one worth asking about by name.

Hyperoptic publishes “Attendance Allowance, Care Leavers' Support, Housing Benefit, Personal Independence Payment” on a second list.

You receive none of them

Check whether the household should be claiming Pension Credit at all, because the Department publishes that up to 910,000 entitled families are not. Then buy on the ordinary market, where an introductory price often beats a social tariff anyway, and still make the telecare and battery back-up call, which has nothing to do with benefits.

Two years of unclaimed Pension Credit is £5,200 on the Department's own average.

Two rules cut across all four. The account has to be in the name of the person receiving the benefit, which Ofcom states plainly: “The person receiving the benefit needs to be the main person on the contract.” And whatever route applies, the telecare conversation is separate from all of it, because an alarm is protected by a charter rather than by a tariff and the protection does not depend on income.

One honest tie-break for a household that qualifies for a tariff and is also being offered a cheap introductory price on the open market. The introductory price is usually cheaper for a year and then rises; the social tariff is usually cheaper across a whole contract and, in BT's case, is exempt from the annual rise altogether. Compare across twenty four months rather than across the first twelve, and the answer changes more often than people expect.

Getting it set up, and getting help afterwards

Direct answer: Ask for the engineer visit, ask for the nominated contact, and ask for the accessible format. All three are free and none is offered unprompted.

A switchover, a new provider or a new router all end in the same place: somebody has to plug things in and the phone has to work afterwards. Most of what makes that easy is published, and almost none of it appears on the order page.

What to ask for at the point of ordering

An engineer visit rather than a self-install kit, which most providers will arrange for a customer recorded as needing extra help. A specific appointment window rather than a whole day. The telecare record and the battery back-up, if they are not already on the account. And a note that correspondence should come in large print, or by post rather than by email, if that is easier.

The nominated contact is the one people wish they had set up earlier. Authorising a relative or a neighbour to speak about the account takes a minute on the phone, and it is the difference between a fault being fixed on the day and a fortnight of being told the company cannot discuss the account. It does not give that person control of the money, and it can be withdrawn at any time.

Keep three things written down somewhere a visitor could find them: the provider's name and the account number, the reference number of the call where the alarm was recorded, and the number of the alarm's monitoring centre. Between them they answer almost every question anybody will be asked in a hurry.

If something goes wrong, the escalation route is published rather than discretionary. Raise it with the provider, ask for it to be logged as a formal complaint, and get the reference. If it is not resolved, the provider must tell you which alternative dispute resolution scheme it belongs to and how to take the complaint there. A household recorded as needing extra help has stronger footing in that process, which is another reason to make the record before anything goes wrong rather than after.

And one practical thing that costs nothing. When the router is installed, ask the engineer to write the wireless name and password on a card and leave it beside the router, rather than relying on the sticker on the underside of a box that will end up behind a bookcase.

Write the provider's own telephone number on the same card while you are at it. It is printed on every bill, it is the number that every entitlement on this page runs through, and it is the one number that is never to hand at the moment somebody needs it.

Our guides to setting broadband up for an older relative and the simplest setups cover the practical side in more detail.

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Broadband for pensioners: frequently asked questions

Will my personal alarm still work after the digital switchover?

It should, and twelve providers have promised in writing that it will not be put at risk in the meantime, but the promise has a condition attached to it. The Public Switched Telephone Network Charter commits its signatories to this: “No telecare users will be migrated to digital landline services without us, the customer, or the telecare company confirming that they have a compatible and functioning telecare solution in place.” Read it slowly, because the condition is the whole sentence. Somebody has to confirm the alarm works, and a provider cannot confirm an alarm it has never been told about. That is why four separate official bodies publish the same instruction to the customer rather than to the industry. The Government: “If you identify as vulnerable or have other devices connected to your telephone line such as alarm systems or telecare devices, you need to call your communication provider listed on your bill.” Openreach: “Call your service provider as soon as possible. They'll explain what needs to happen, help you choose the right digital option and support you through the switch.” The Telecare National Action Plan urges telecare users and their support networks “Telecare users and their support networks are urged to inform their communication provider if they have a telecare device in their home”. If nobody in your household has ever made that call, make it today. It is free and it takes a few minutes.

What do I actually say when I ring my provider?

Two sentences do the whole job. The first: somebody in this house has a personal alarm, a pendant, a fall detector or a care-line unit, and I want it recorded on the account before anything changes. The second: I want to know whether we qualify for your social tariff, and what you need from us to check. While you are on the call, add a third if it applies: we depend on the landline, so I want the free battery back-up Ofcom requires you to offer. Ask for the reference number of the call and write it on the back of the bill. None of the three costs anything, all three are published entitlements rather than favours, and none of them starts on its own.

Does the phone still work in a power cut?

Not by itself, and this is the one genuine loss in the whole switchover. The old copper line carried its own power from the telephone exchange, which is why a corded phone worked when the lights were out. The Government publishes the change plainly: “Digital landlines cannot carry a power connection, which means handsets and routers must be powered from your home power supply, and they will not function in a power cut unless you have a backup power system.” What replaces it is a battery back-up unit, and Ofcom requires your provider to give you one: “If you depend on your landline, your provider must offer you, for free, a back-up solution such as a battery back-up unit for your home.” The charter signatories have gone further than the regulator's floor: “Where battery back-up solutions are provided, we will work to provide solutions that go beyond the Ofcom minimum of 1 hour of continued, uninterrupted access to emergency services in the event of a power outage.” As with everything else here, the unit is free and it is offered to people the provider knows depend on the line, so the provider has to be told.

What is a broadband social tariff and how much could it save?

It is a cheaper package sold to households receiving certain benefits, at the same speeds and on the same network as everybody else. Ofcom publishes that the choice has widened sharply: “Broadband social tariff options had grown from just three in 2020 to more than 30 by December 2025.” and that “Current prices range from £10 to £24.” BT's is the clearest worked example for a pensioner household: “Home Essentials Fibre broadband plans start from £16.50 with no set-up fees.”, and BT's own terms exempt it from the annual price rise that applies to the rest of its range: “The monthly price of the Home Essentials package will not increase from March every year by a monetary amount.” Set against twenty four months of BT's cheapest standard package, including the two rises that would land during it, the difference comes to £347.76. Virgin Media's Essential Broadband is £12.50 a month and Hyperoptic's Fair Fibre Plan is £13 a month and no commitment, just 30 days' notice.

Can I move to a social tariff in the middle of a contract?

Yes, and it costs nothing either way. Ofcom: “If your provider offers a social tariff, you can switch to it at any time, free of charge.” And on the way back out: “It costs nothing to leave. You won't pay a fee to leave the tariff before the end of your contract.” That matters because the commonest reason people give for not asking is a fear of being trapped in something worse. There is no trap: no exit fee to join, no exit fee to leave. If your own provider has no social tariff at all, which is the case for two of the big names, Ofcom's position is weaker but still useful: “If your provider doesn't offer a social tariff, you can switch to one that does. Your provider might let you leave your current contract without paying a penalty fee.”

Who qualifies for a social tariff, and does Pension Credit count?

Pension Credit is the usual route, but the providers word it differently and the difference decides real cases. The eligibility lists disagree with each other and nobody tells the customer. BT and EE write Pension Credit (Guarantee Credit). Virgin Media, Vodafone and Hyperoptic write Pension Credit and stop there. The Government publishes why that wording matters: “You might still get some Savings Credit even if you do not get the Guarantee Credit part of Pension Credit.” So a household on Savings Credit alone can be turned away by one provider and accepted by another with no change in its circumstances. There is also a route that needs no Pension Credit at all: Hyperoptic publishes a second list that includes “Attendance Allowance, Care Leavers' Support, Housing Benefit, Personal Independence Payment”, and Attendance Allowance is a pension-age benefit that is not means-tested. One more rule applies whoever you ask. Ofcom: “The person receiving the benefit needs to be the main person on the contract.” If the bill is still in a late spouse's name, that is worth fixing first.

What is Pension Credit worth, and how many people miss it?

The Government describes it this way: “Pension Credit gives you extra money to help with your living costs if you're over State Pension age and on a low income.” The Department for Work and Pensions publishes the take-up: “62% of those entitled to Pension Credit claimed the benefit in FYE 2024”, which leaves “up to 910,000 families who were entitled to receive PC did not claim the benefit”, and “up to £2.5 billion of available PC went unclaimed” in total. The average works out at around £2,600 per year. Over the two years of a typical broadband contract that is £5,200, which is roughly fifteen times the broadband saving it unlocks. If you are over State Pension age and on a low income, the Pension Credit claim is worth far more than the tariff, and it is the claim that opens the tariff.

How do I get on my provider's vulnerable customer register?

By asking, in the same phone call. Ofcom's rules on treating vulnerable customers fairly are not new: they are General Conditions C5.1-5.5, which came into force in October 2018. What counts is broader than most people assume. Ofcom lists “physical or mental health problems, specific characteristics such as age or literacy skills, or changes in personal circumstances such as bereavement, job loss or changes in household income”, and adds that “Anybody can face circumstances that lead to them becoming vulnerable - temporarily or permanently.” Being on the register is what tells a provider to check before it moves your line, to offer the battery back-up, and to handle a fault on your account differently from anybody else's. It carries no cost and no downside, and, like the rest of this page, it does not happen unless somebody says so.

Is the switch-off a deadline I have to do something about?

Not in the sense of a bill to pay or a form to return. Ofcom writes it as a company's plan rather than a law: “BT plans to retire its old landline network by 31 January 2027.” Openreach's own wording is firmer: “By 31 January 2027, all traditional phone lines will be going digital.” Most of the country has already moved: “Over two thirds of UK landlines have already been upgraded to VoIP.” There is also a reason it is happening that is easily lost: “2024 saw a 45% increase in the number of PSTN incidents reported. In 2024/25 there were over 2,600 major incidents on the PSTN.” The old network was failing. The only thing a household needs to do about it is the phone call, and the reason to make it early is that a provider that knows about an alarm can plan around it, while one that finds out afterwards is doing repair work.

Which provider is best for a pensioner household?

It depends on which benefit you receive and what is available at your address, which is why there is a postcode box at the top of this page rather than a winner at the bottom. Three things narrow it honestly. If you receive Pension Credit Guarantee Credit, every social tariff on the market is open to you and the cheapest available at your address wins. If you receive Savings Credit only, start with the providers that publish Pension Credit unqualified rather than the ones that restrict it. If you receive Attendance Allowance and no Pension Credit, Hyperoptic's second list is the route worth checking first. And whoever you end up with, ask about the alarm and the battery back-up on the same call.

My alarm still works, so do I need to do anything?

Yes, and for two reasons. The first is that a working alarm today is not evidence of a reliable one tomorrow: the Telecare National Action Plan's finding is about reliability rather than outright refusal, because “devices designed to operate on analogue landlines have a higher rate of failure when they are connected to digital telephone landlines”. A device that answers a test call in September can still fail in February, which is why a test run by the monitoring centre is worth more than lifting the handset at home. The second is that the record protects the household at the next change rather than the last one. Routers get replaced, providers get switched, and lines get upgraded again, and every one of those is a moment when a provider that knows about the alarm behaves differently from one that does not. The charter's fifth commitment exists for exactly this case: “We will conduct additional checks on customers who have already been non-voluntarily migrated to ensure they do not have telecare devices we were unaware of, and if they do, ensure suitable support is provided.”

What about the door entry system and the lift phone in a block of flats?

They are on the same list and they are usually somebody else's responsibility, which is why they get missed. Openreach publishes what is affected: “Devices connected to your phone line may be affected. This can include alarms, CCTV, payment terminals, telecare devices, health monitoring equipment, door entry systems and lift phones.” In a block, the entry panel, the lift phone and sometimes a communal alarm sit on lines belonging to the freeholder or the managing agent rather than to any individual flat, so no resident is billed for them and no resident is told when they change. Ask the managing agent or the housing provider in writing what has been done about both, and keep the reply. It costs them nothing to answer, and a building where nobody has asked is usually a building where nobody has looked.

Does a social tariff mean slower broadband or a worse service?

No. It is the same network, the same engineers and the same fault process, at a lower price, and the speeds on offer now span most of the market: Ofcom publishes that “Current prices range from £10 to £24.” and that “Broadband social tariff options had grown from just three in 2020 to more than 30 by December 2025.” The cheapest tariffs are genuinely slow, and Virgin Media's is £12.50 a month at 15Mbps download and 2Mbps upload, which suits one or two people who are not streaming in ultra-high definition. At the other end, Hyperoptic's Fair Fibre Plan is £13 a month and no commitment, just 30 days' notice for 150Mb, which is more than most pensioner households will ever use. There is no separate queue, no marking on the account that anybody outside the provider can see, and no penalty for leaving: “It costs nothing to leave. You won't pay a fee to leave the tariff before the end of your contract.”

In short

  1. Every protection a pensioner is entitled to at the switchover is opt-in, and a provider cannot give it to somebody it does not know about.
  2. Twelve providers have promised in writing that no telecare user will be migrated without a working alarm being confirmed, and the only way they can keep it is if somebody tells them the alarm is there.
  3. The charter promise itself: “No telecare users will be migrated to digital landline services without us, the customer, or the telecare company confirming that they have a compatible and functioning telecare solution in place.”
  4. And the undertaking behind it: “We will not undertake any non-voluntary migrations to digital landlines, until we have full confidence that we are taking all possible steps to protect vulnerable people through the migration process.”
  5. The Government tells the customer: “If you identify as vulnerable or have other devices connected to your telephone line such as alarm systems or telecare devices, you need to call your communication provider listed on your bill.”
  6. Ofcom tells the customer: “Tell your landline provider and your device supplier before your landline is changed to digital if you, or someone in your household, has a telecare alarm, health pendant, personal alarm or any other device that uses your phone line.”
  7. Openreach tells the customer: “Call your service provider as soon as possible. They'll explain what needs to happen, help you choose the right digital option and support you through the switch.”
  8. The Telecare National Action Plan urges telecare users “Telecare users and their support networks are urged to inform their communication provider if they have a telecare device in their home”.
  9. The scale of it: “An estimated 2 million people in the UK currently use telecare services”.
  10. What the switchover takes away: “Digital landlines cannot carry a power connection, which means handsets and routers must be powered from your home power supply, and they will not function in a power cut unless you have a backup power system.” What replaces it, free: “If you depend on your landline, your provider must offer you, for free, a back-up solution such as a battery back-up unit for your home.” And the signatories' own floor: “Where battery back-up solutions are provided, we will work to provide solutions that go beyond the Ofcom minimum of 1 hour of continued, uninterrupted access to emergency services in the event of a power outage.”
  11. What else is on the line: “Devices connected to your phone line may be affected. This can include alarms, CCTV, payment terminals, telecare devices, health monitoring equipment, door entry systems and lift phones.”
  12. Ofcom's vulnerability rules are General Conditions C5.1-5.5, which came into force in October 2018.
  13. Who they cover: “physical or mental health problems, specific characteristics such as age or literacy skills, or changes in personal circumstances such as bereavement, job loss or changes in household income”, and “Anybody can face circumstances that lead to them becoming vulnerable - temporarily or permanently.”
  14. The money works the same way. Seven in ten eligible households have never heard of a social tariff, moving to one is free and can be done mid-contract, and the benefit that usually opens the door is itself unclaimed by up to 910,000 families.
  15. Ofcom on awareness: “70% of eligible households were unaware of social tariffs in October 2025, and take-up is low as a proportion of eligible households (less than 9%).” On choice: “Broadband social tariff options had grown from just three in 2020 to more than 30 by December 2025.” and “Current prices range from £10 to £24.”
  16. Moving is free: “If your provider offers a social tariff, you can switch to it at any time, free of charge.” Leaving is free: “It costs nothing to leave. You won't pay a fee to leave the tariff before the end of your contract.”
  17. One condition applies everywhere: “The person receiving the benefit needs to be the main person on the contract.”
  18. The eligibility lists disagree with each other and nobody tells the customer. BT and EE write Pension Credit (Guarantee Credit). Virgin Media, Vodafone and Hyperoptic write Pension Credit and stop there.
  19. Why the bracket decides cases: “You might still get some Savings Credit even if you do not get the Guarantee Credit part of Pension Credit.”
  20. The route that needs no Pension Credit: Hyperoptic's second list includes “Attendance Allowance, Care Leavers' Support, Housing Benefit, Personal Independence Payment”.
  21. The Department on take-up: “up to 910,000 families who were entitled to receive PC did not claim the benefit”, worth “up to £2.5 billion of available PC went unclaimed”.
  22. Two years of broadband saving is £347.76. Two years of unclaimed Pension Credit is £5,200.
  23. Sky's social tariff page could not be read: its body is generated in the browser and returned nothing on three attempts, so nothing from it is quoted, counted or inferred here.
  24. None of this is a scandal and most of it is a genuine improvement. The old network was failing, the charter is a real commitment with real signatures on it, the regulator's rules have been in force for eight years, and a social tariff is a good product honestly priced. What is wrong is that all of it waits to be asked for.
  25. Make one phone call to your provider, and say two things: whether anybody in the house has an alarm or pendant of any kind, and that you want to know whether you qualify for a social tariff. Both are free, both take minutes, and neither happens on its own.

Each line stands on its own and carries its date. Reviewed by a person at least quarterly, last on 24 September 2026.

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References

  1. Government

    Department for Science, Innovation and Technology. (2026, January 22). Public Switched Telephone Network Charter, the telecare commitment quoted here in full, the undertaking on non-voluntary migrations, the commitment to go beyond the Ofcom one hour battery minimum, the commitment to re-check customers already migrated, and the list of twelve signatories. gov.uk

  2. Government

    Department for Science, Innovation and Technology. (2026). PSTN Network Operator Charter, the parallel commitments given by the network operators rather than the retail providers. gov.uk

  3. Government

    Department of Health and Social Care. (2026). Telecare National Action Plan: protecting telecare users through the digital phone switchover, the estimate of two million telecare users in the UK, the higher failure rate of analogue devices on digital lines, and the instruction to telecare users and their support networks to inform their communication provider. gov.uk

  4. Government

    Department for Science, Innovation and Technology. (2026). Moving landlines to digital technologies, the statement that digital landlines cannot carry a power connection, and the instruction to call the communication provider listed on your bill if you identify as vulnerable or have devices connected to the line. gov.uk

  5. Government

    Department for Work and Pensions. (2025, October 30). Income-related benefits: estimates of take-up, financial year ending 2024, the 62% Pension Credit take-up rate, the estimate of up to 910,000 entitled families who did not claim, the £2.5 billion of unclaimed entitlement, and the average of around £2,600 a year. gov.uk

  6. Government

    Department for Work and Pensions. (2026). Pension Credit: what you’ll get, the description of the benefit, and the statement that some Savings Credit may still be payable without the Guarantee Credit part. gov.uk

  7. Ofcom

    Ofcom. (2026). The future of landline calls, the retirement of BT’s old landline network by 31 January 2027 written as BT’s plan, the proportion of UK landlines already upgraded, and the instruction to tell the landline provider and the device supplier before a line is changed to digital. ofcom.org.uk

  8. Ofcom

    Ofcom. (2026). Treating vulnerable customers fairly, General Conditions C5.1 to C5.5 in force since October 2018, the description of what can make a customer vulnerable, the statement that anybody can become vulnerable, and the free back-up solution a provider must offer to a customer who depends on their landline. ofcom.org.uk

  9. Ofcom

    Ofcom. (2026, February 26). Social tariffs: cheaper broadband and phone packages, the position that a customer can switch to a social tariff at any time free of charge, that leaving one carries no fee, that a customer whose provider has none can switch to one that does, the requirement that the person receiving the benefit is the main person on the contract, and the list of providers offering one. ofcom.org.uk

  10. Ofcom

    Ofcom. (2025). Pricing and consumer engagement report, the finding that 70% of eligible households were unaware of social tariffs in October 2025 and that take-up is below 9%, the growth from three products in 2020 to more than thirty by December 2025, the June 2025 count of 532,000 customers, and the £10 to £24 price range. ofcom.org.uk

  11. Openreach

    Openreach. (2026). The big switch off, the statement that all traditional phone lines will be going digital by 31 January 2027, the instruction to call your service provider as soon as possible, the list of devices connected to the phone line that may be affected, and the published PSTN incident figures for 2024 and 2024/25. openreach.com

  12. BT

    BT. (2026). BT Home Essentials, the published starting price with no set-up fees, the eligibility list naming Pension Credit with Guarantee Credit in brackets, and the eligibility re-check on the plan’s twelve month anniversary. bt.com

  13. BT

    BT. (2026, August 7). BT Home Essentials terms and conditions, the published exemption of the Home Essentials package from the annual March price rise that applies to the rest of the BT range. bt.com

  14. Virgin Media

    Virgin Media. (2026). Essential Broadband, the published monthly price, the 15Mbps download and 2Mbps upload speeds, the rolling 30-day contract, the eligibility list naming Pension Credit without qualification, and the consent-based check with the Department for Work and Pensions. virginmedia.com

  15. Hyperoptic

    Hyperoptic. (2026). Fair Fibre Plan, the published prices and 30 days’ notice, the first eligibility list naming Pension Credit without qualification, and the second list naming Attendance Allowance, Care Leavers’ Support, Housing Benefit and Personal Independence Payment. hyperoptic.com

  16. Sky

    Sky. (2026). Sky social tariff. The page is named here because it could not be read: its body is generated in the browser and returned nothing on three attempts on 24 September 2026, so nothing from it is quoted, counted or inferred on this page. Sky is a PSTN Charter signatory and appears in Ofcom’s own list of social tariff providers, so the tariff exists. sky.com

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